Swiss personal loan calculator 2026
Per Swiss Consumer Credit Act (LCC): monthly payment must not exceed 30% of your disposable income.
Estimated monthly payment
CHF 487/mo
✓ Capacity meets LCC criteria
Total cost
CHF 23'391
Total interest
CHF 3'391
- Disposable incomeNet income minus fixed costsCHF 4'700
- Legal max monthly30% of disposable (LCC rule)CHF 1'410
- Max acceptable amountAt entered rate and termCHF 57'867
✓ This request meets the contributive-capacity rule of the Swiss Consumer Credit Act. A lender should accept it subject to your credit scoring (Crif, ZEK).