Publisher
Vanguard Advice SA, Swiss public limited company. Registered office: Les Pâquis 1B, 1315 La Sarraz, Vaud, Switzerland. UID: CHE-132.875.747. Registered in the Vaud commercial register on 16 December 2020.
Legal representation
Director with sole signing authority: Ms Alexia Bertoli, of Winterthour, in La Sarraz.
Hosting
OVH Cloud (French subsidiary), servers located in Europe. The site is served over HTTPS with a Let's Encrypt certificate.
Activity
Vanguard Advice SA operates Polia, an independent online comparator for insurance, credit and household services in Switzerland. Contract finalisation is handled by partner brokers registered with FINMA as unaffiliated insurance intermediaries under Art. 41 LSA.
Business model
Polia is free for users. Our revenue comes from partnerships with insurers, FINMA-registered independent brokers and, in the future, premium subscriptions. No partnership influences editorial ranking (methodology public at /methodologie).
Intellectual property
All content (text, graphics, Polia logo, code) is the property of Vanguard Advice SA or used under licence. Any reproduction, even partial, is forbidden without prior written authorisation.
Personal data
Personal data processing is governed by our Privacy Policy (revised Swiss DPA and EU GDPR). Exercise your rights at dpo@polia.ch.
Liability limitation
Comparisons and calculators on Polia are for indicative purposes only. Polia is not a financial advisor or broker within the meaning of FIDLEG Art. 11.
Applicable law
Swiss law. Disputes shall be submitted to the competent courts of the canton of Vaud, subject to appeal to the Federal Supreme Court.
Contact
Vanguard Advice SA — Les Pâquis 1B, 1315 La Sarraz, VD — contact@polia.ch