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Credit cards

Compare 50+ cards: no foreign fees, miles, cashback — find yours in 2 minutes.

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  • 50+

    Cards

  • 0% FX

    No foreign fees

  • 1%

    Cashback

  • Miles

    Loyalty

Tout savoir sur Credit cards en Suisse en 2026

The Swiss market features 50+ credit cards with very different profiles. Some charge up to 2.5% in foreign transaction fees, others offer it free. Some refund 1% cashback per purchase, others accrue airline miles, and some include travel insurance that makes a separate policy redundant. Polia compares annual fees, interest rates, foreign fees, loyalty programs, payment caps and included insurance. For a regular traveler, the right card can mean CHF 400 saved per year.

Pourquoi comparer

4 raisons concrètes de comparer en 2026

No foreign fees

Neon, Revolut, Yuh, Cembra Certo with no markup on non-CHF purchases.

Miles programs

Miles & More (Swiss), Flying Blue, or equivalent cashback — clear comparison table.

Included insurance

Travel, car rental, purchase — check whether your card already covers what you're paying for elsewhere.

Vidéo explicative

Credit cards en 90 secondes

Comment Polia compare Credit cards en Suisse 2026, étape par étape — sans démarchage commercial.

  • 1Présentation du marché et des écarts entre caisses.
  • 2Démo du wizard de capture en 3 minutes.
  • 3Que se passe-t-il après l'envoi de votre formulaire.
Guides éducatifs

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FAQ

Questions fréquentes sur Credit cards

Vos questions les plus courantes, avec des réponses claires de notre équipe éditoriale Polia.

What's the difference between credit and debit cards?
Debit charges your account instantly. Credit defers payment (~30 days) and provides a credit line. Travel and insurance perks are almost exclusively on credit cards.
Free card or annual fee?
A free card is fine for occasional use. Above CHF 5,000/year of foreign spending or frequent travel, a paid card (CHF 100-500) with insurance and miles often pays off.
Are virtual cards safe?
Yes. Single-use virtual cards (Revolut, Wise, some banks) are even safer than physical ones for online — a compromised number becomes useless.
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Compare 50+ cards: no foreign fees, miles, cashback — find yours in 2 minutes.

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