Is contents insurance mandatory?

No, but strongly recommended. Without it, a water damage or burglary can cost you tens of thousands of francs.

What does personal liability cover?

Bodily, material or financial damage you, your children or pet cause to others.

How do I estimate my contents value?

Rule of thumb: CHF 30k for a studio, 60k for a 3-room, 90k for a 5-room. Polia refines based on your situation.

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Home & personal liability

Contents, theft, water damage, personal liability — compare top coverage.

All services

20+
Insurers
CHF 200
Yearly savings
Ménage + RC
Combined
Esisuisse
Guarantee

Tout savoir sur Home & personal liability en Suisse en 2026

Contents insurance protects your movable belongings (furniture, appliances, clothing, electronics, bicycles) from theft, fire, water damage and natural forces. Personal liability covers damage you, your family or your pet cause to others — often essential and bundleable with contents. Polia compares 20+ insurers and calculates the optimal coverage value based on your home size.

Pourquoi comparer

4 raisons concrètes de comparer en 2026

Inventory calculator

Auto-estimate based on rooms and household size.

Bundle home + liability

Multi-product discounts up to 15%.

Bikes & e-bikes

Dedicated coverage compare for outdoor theft.

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