Live comparator

Swiss LCA supplementary insurance comparator 2026 | Polia

Pick your category, age and level — see monthly premiums sorted from cheapest to most expensive.

Potential savings

CHF 2 376/year

Difference between cheapest and priciest plan, across 8 compared.

Ranked by monthly premium

1
ConcordiaBasic★ Cheapest
- Public room+
- Hotel-like comfort
CHF 82
/month
2
VisanaBasic
- Public room+
- Hotel-like comfort
CHF 85
/month
3
CSSStandard
- Semi-private room
CHF 158
/month
4
SanitasStandard
- Semi-private room
- Second opinion
CHF 162
/month
5
HelsanaStandard
- Semi-private room
- Free doctor choice
CHF 165
/month
6
SWICAPremium
- Private room
- Free doctor choice
- Wellness bonus
CHF 268
/month
7
CSSPremium
- Private room
- Free doctor choice
- Worldwide coverage
CHF 275
/month
8
HelsanaPremium
- Private room
- Free doctor choice
- Worldwide coverage
CHF 280
/month

Important: unlike LAMal, LCA is not mandatory and insurers can refuse you or exclude pre-existing conditions. Subscribe ideally young and healthy.