Home & personal liability
Home contents
Furniture, appliances, electronics protected against theft, fire, water.
Home contents insurance protects your furniture, appliances and valuables up to the declared sum. Under-insuring leads to a proportional reduction at claim time. Polia computes the optimal value.
Auto-estimate
Algorithm based on area, rooms, household.
Outdoor theft
Bag, bike, laptop stolen outside — optional rider.
FAQ
- What value to declare?
- Replacement value of all your goods. CHF 30k studio, 60k 3-room, 90k 5-room typically.
- What about valuables?
- Jewellery, musical instruments, expensive e-bikes — often declared separately with sub-cap or agreed value.