Auto credit funds vehicle purchase 12-84 months — you become owner. Leasing is long-term rental with buy option — lower monthly but you never own. Polia compares 15+ players.
APR comparison
All-in rate for true comparison.
Flexible leasing
12-60 months, adapted mileage, buy option.
FAQ
Credit or leasing?
Credit if you keep car long-term. Leasing if you change every 3-4 years.
End-of-lease check?
Risk of extra charges for wear exceeding limits. Check exact conditions.