Life insurance
Mixed life
Guaranteed final capital + death cover. Ideal for long-term savings.
Mixed life combines savings with death cover. You pay an annual premium; at term you receive a guaranteed capital; on early death your beneficiaries receive the death capital. Linked to 3a, ideal retirement tool.
Guaranteed capital
Known from signing, market-independent.
Pillar 3a tax benefit
Premiums deductible up to CHF 7,258/year.
FAQ
- Who is it for?
- Families with mortgages or children. Risk-averse savers wanting guarantees.
- What yield?
- Guaranteed 0.25-0.75%/year + performance bonus. Lower than 3a funds but guaranteed.