Term life pays a capital on death of the insured during contract. No savings — premium is fully absorbed by cover, making it cheap.
Low premiums
From CHF 15-30/month for CHF 100k capital.
Decreasing capital
Follows your mortgage balance.
FAQ
- What happens at end of contract?
- If you survive, cover ends with no surrender value.
- Medical exam required?
- For capital > CHF 200,000, yes.