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Independent Sanitas review

Sanitas review 2026

Our 2026 Polia analysis of Sanitas, based on service quality, public rate cards, digital experience and consolidated customer feedback. No promotional kickbacks.

Polia rating

4.0

/ 5.0 — Verdict Polia

  • Service
    4.0/5
  • App
    3.7/5
  • Tarifs
    3.9/5
  • Réseau
    4.0/5

Strengths

  • 800k+ insured
  • Digital health coach
  • Innovative HMO models

Watch out

  • Comme toute caisse, vérifiez le détail du contrat complémentaire avant souscription : exclusions de garantie, délais de carence, augmentations de prime liées à l'âge.
  • Le service client peut varier selon la région. Lisez les avis utilisateurs récents et testez le canal digital avant de vous engager sur 5 ans.
  • Les primes augmentent chaque année. Comparer son contrat tous les 12-24 mois reste la seule stratégie rentable, peu importe l'assureur choisi.

Sanitas FAQ

Is Sanitas a good insurer in 2026?
Sanitas is among the recognized Swiss insurers. Use our comparator for a personalized take.
How to cancel Sanitas?
Send a registered cancellation letter to Sanitas by November 30 for a January 1 switch.
Hidden fees at Sanitas?
On basic LAMal, no hidden fees by federal law. On supplementary plans, check exclusions and waiting periods.
Is Sanitas FINMA-regulated?
Yes. All Swiss LAMal and LCA insurers are supervised by FINMA and the FOPH.