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Swiss bank comparator 2026

Pick your profile (everyday, frequent-traveler, wealth) — see total yearly cost of Swiss banks including hidden fees.

Potential savings

CHF 110/year

Difference between cheapest and priciest, across 12 compared accounts.

Ranked by total annual cost

1
AlpianPremium digital 4.6★ Cheapest
Free accountFX: +0.50%0.65% savings interest Apple/Google Pay
FX markup: CHF 12
Annual total cost
CHF 12
/year
2
Neon StandardFree 4.7
Free accountFX: 0% (interbank)0.40% savings interest Apple/Google Pay
ATM withdrawals: CHF 20
Annual total cost
CHF 20
/year
3
Zak (Cler)Cantonal-backed 4.4
Free accountFX: +1.50%0.55% savings interest Apple/Google Pay
FX markup: CHF 36
Annual total cost
CHF 36
/year
4
UBS key4 bankingNational digital 4.0
Free accountFX: +1.50%0.50% savings interest Apple/Google Pay
FX markup: CHF 36
Annual total cost
CHF 36
/year
5
YuhAll-in-one 4.5
Free accountFX: +0.95%0.50% savings interest Apple/Google Pay
ATM withdrawals: CHF 20FX markup: CHF 23
Annual total cost
CHF 43
/year
6
Neon PlusPlus 4.7
CHF 60/year account feeFX: 0% (interbank)0.40% savings interest Apple/Google Pay
Account fee: CHF 60
Annual total cost
CHF 60
/year
7
Raiffeisen MemberPlusMember-owned 4.0
CHF 30/year account feeFX: +1.50%0.45% savings interest Apple/Google Pay
Account fee: CHF 30ATM withdrawals: CHF 20FX markup: CHF 36
Annual total cost
CHF 86
/year
8
ZKB PrivatkontoCantonal 4.1
CHF 48/year account feeFX: +1.75%0.50% savings interest Apple/Google Pay
Account fee: CHF 48ATM withdrawals: CHF 20FX markup: CHF 42
Annual total cost
CHF 110
/year
9
BCV ClassicCantonal 3.8
CHF 60/year account feeFX: +1.50%0.40% savings interest Apple/Google Pay
Account fee: CHF 60ATM withdrawals: CHF 20FX markup: CHF 36
Annual total cost
CHF 116
/year
10
BCGE EssentielCantonal 3.9
CHF 60/year account feeFX: +1.50%0.45% savings interest Apple/Google Pay
Account fee: CHF 60ATM withdrawals: CHF 20FX markup: CHF 36
Annual total cost
CHF 116
/year
11
Credit Suisse BonvivaNational 3.7
CHF 60/year account feeFX: +1.75%0.40% savings interest Apple/Google Pay
Account fee: CHF 60ATM withdrawals: CHF 20FX markup: CHF 42
Annual total cost
CHF 122
/year
12
PostFinance SmartLightNational 3.8
CHF 60/year account feeFX: +1.75%0.40% savings interest Apple/Google Pay
Account fee: CHF 60ATM withdrawals: CHF 20FX markup: CHF 42
Annual total cost
CHF 122
/year

Swiss bank comparator 2026

Ranked by total annual cost

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