LAMal CHF 300 deductible 2026
All 2026 LAMal premiums for the CHF 300 deductible, ranked from cheapest to most expensive.
The CHF 300 deductible is the legal minimum. You pay the highest monthly premium but get reimbursed from the first franc above CHF 300. Relevant for those with regular care (>CHF 2,000/yr), planned pregnancy, scheduled surgery. For most healthy insured, it's the worse financial choice.
Potential savings
CHF 600/year
Difference between the cheapest and most expensive insurer, across 8 compared.
Monthly premium ranking
- 1
Atupri
★ Cheapest
CHF 497
/month
- 2
KPT
Monthly premium
CHF 504
/month
- 3
Concordia
Monthly premium
CHF 511
/month
- 4
Visana
Monthly premium
CHF 520
/month
- 5
CSS
Monthly premium
CHF 526
/month
- 6
SWICA
Monthly premium
CHF 533
/month
- 7
Sanitas
Monthly premium
CHF 539
/month
- 8
Helsana
Monthly premium
CHF 547
/month
Indicative 2026 premiums — always verify the exact rate with the insurer before subscribing.
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