Hiring first employee: LAA, LPP, AC, AVS, family allowances. 30-day registrations.
2 min de lecture
5 registrations in 30 days
1) AVS via cantonal compensation fund 2) LPP from CHF 22,680 salary 3) LAA accident insurance 4) AC unemployment 5) Family allowances. Bonus: LPGM loss-of-earnings.
2026 contribution rates
AVS/AI/APG 10.6% (split 50/50). AC 2.2% (50/50, capped at 148,200). LAA pro 0.5-2% employer. LPP 7-18% by age. Family allowances 1-3%. Total employer cost: 15-22% of gross.
Polia helps
Polia provides a free Excel checklist + negotiates LAA, LPP, LPGM at best market terms — often better than bank packages.